Fees and FAQ
General information on Kapital Asset Management, including fees and security.
Frequently Asked Questions
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Fees
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Financial Advisors
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.
Actively managed funds are managed by specialist portfolio managers who aim to outperform a particular benchmark (typically a market index) over time through superior selection of stocks that they choose to invest in. These decisions are based on extensive research. However, as the overall market is a zero-sum game (i.e. for every buyer there is a seller), actively managed funds can either get it right and outperform the benchmark or get it wrong and underperform the benchmark. While actively managed funds charge significant fees for their expertise, they can have several disadvantages:
Few active asset managers outperform market indices
Fewer still do so consistently
And even fewer do so after all the costs of active management have been deducted.
Most importantly, once you diversify your investments across a number of active asset managers, it is unlikely that all of your choices will outperform the market index at the same time. Hence, as an investor, you are likely to earn market index-type returns before costs are deducted.
In comparison, index-tracking funds aim to deliver the performance of a market index at a low cost. Hence, index-tracking funds are more suitable for “buy and hold” investors who want to take a long-term view and not worry about the short-term outperformance or underperformance of their investment choices.